Hal Hammaker, Enders Insurance

Hal focused on a potential area of concern for almost all businesses, namely the consequences of a data breach, a.k.a. cyber liability or privacy liability. The main issue is the protection of personally identifiable information, such as social security numbers, credit/debit card accounts, and medical information.

Potential causes for exposure of such information include:

  • irate / fired employees
  • human error
  • data inadvertently left on disk drives contained in copiers and scanners

The financial cost for such violations can be enormous. For example, the fine for exposure of HIPAA data is $194/client. He concluded by indicating it is not a matter of if, but more likely when, your data will be compromised. See Hal for insurance that covers such a data breach.